Cigna provides health insurance for 95 million people worldwide. The company offers plans that cover the costs of numerous health services, including annual checkups, surgeries and medication. Cigna works with health care providers to supply customers (individuals and employers) access to affordable services, including drug and alcohol addiction treatment.
If you have a Cigna insurance plan, you may wonder whether you can receive treatment services through the plan. There are specific questions that many people ask regarding their Cigna insurance and rehabilitation.
Does Cigna Cover Drug and Alcohol Detox?
Cigna offers insurance plans that cover the costs of drug and alcohol detox. There are different types of insurance plans and various levels of coverage. Some may not provide any financial assistance for people seeking detoxification, which is often the first step in a person’s treatment.
Another cost factor is whether the detox facility is within Cigna’s network of health care providers. If not, you may incur more out-of-pocket expenses than if you went to a facility that was within the network.
Benefits Offered From Cigna for Addiction Treatment
Cigna’s network of health care providers continues to grow, which provides customers with more options when seeking assistance for health-related concerns. Having an expansive network of options means you can find the addiction treatment that best fits your specific needs. You may want a facility located in a particular region, one that offers specific levels of care or amenities, or a rehab center within a set price range. Cigna makes finding the right facility easier.
Will Cigna Cover My Entire Stay for Addiction Treatment?
The length of stay that Cigna covers depend on the specifics of your insurance plan and the level of care you’re requesting. The three general lengths of time for addiction treatment are 30, 60 and 90 days. However, each person’s rehab process is different and treatment times will vary.
Additionally, coverage may vary depending on the type of care you receive. Addiction treatment involves different levels of care, including detoxification, inpatient rehab and outpatient rehab. Inpatient rehab, also called residential treatment, involves patients staying at the facility full time and receiving more extensive medical supervision than outpatient rehab, which does not require living at the facility. Different insurance plans may provide more coverage for certain levels of care than for others.
Another factor that determines coverage of addiction treatment is whether the facility is within Cigna’s network — which Orlando Recovery Center is.
Find Out More About What My Cigna Insurance Plan Covers
There are multiple ways to learn more about how your Cigna insurance plan can help. Regarding addiction treatment, you can either contact a Cigna representative via phone, look up your plan’s specifics on the company’s website or speak with a representative of Orlando Recovery Center to receive answers regarding your insurance plan.