Humana Drug & Alcohol Rehab Coverage at Orlando Recovery Center
Written by Theresa Valenzky
Humana is an insurance company that offers coverage for many health services, including drug and alcohol rehab at Orlando Recovery Center. Get admitted today.
Deciding to get addiction treatment is difficult enough. Learning what your insurance plan covers for drug and alcohol rehab doesn’t have to be. This page outlines Humana’s health insurance plans and how to determine what your Humana plan covers.
Humana Provider Overview
Humana Insurance is a health insurance company that was founded in 1961 and serves over 13 million people nationwide. Although rehab coverage differs by plan, Humana offers options for a range of health services, including addiction treatment.
Humana Coverage Levels and Plans
Humana offers two types of insurance plans:
- Preferred provider organizations (PPOs): PPO plans allow members to see out-of-network providers without a referral.
- Health maintenance organizations (HMOs): With HMO plans, members can only see in-network providers and must pick a primary care physician.
Humana offers coverage options for military service members and Medicare and Medicaid plans in some states. However, coverage is state-specific and can widely differ.
Does Humana Insurance Cover Drug and Alcohol Rehab?
Under the Affordable Care Act, all health insurance companies must offer some coverage for mental health and substance use disorder treatment services. Most Humana plans will cover substance use disorder treatment when using an in-network provider. Humana covers out-of-network care only in rare situations and does not cover treatment in private or luxury facilities.
Treatment coverage differs depending on:
- Your plan
- Your location
- Treatment type
- Duration of treatment
Covered services may include:
- Medical detox
- Inpatient treatment
- Outpatient care
Does Humana Cover Mental Health Services?
Health insurance companies must offer coverage for mental health services under the Affordable Care Act. Humana Insurance offers options for both inpatient and outpatient mental health services. However, the amount of coverage will differ based on the state you live in and your specific policy.
Humana and Medication-Assisted Treatment (MAT)
Medication-assisted treatment (MAT) refers to the use of medication with cognitive and behavioral therapies to treat addiction. It can be effective for people faced with opioid addiction because it reduces the symptoms of withdrawal and lowers the risk of relapse. Orlando Recovery Center offers MAT to patients when medically needed.
Humana may cover medication-assisted treatments, including:
- Anti-addiction agents like buprenorphine (Subutex) and buprenorphine-naloxone (Suboxone)
- Anxiolytics like lorazepam (Ativan) and clonazepam (Klonopin).
Coverage will differ based on your specific plan. You can determine your eligibility for MAT coverage by calling the number on the back of your member ID card.
Humana Treatment Duration
While treatment length differs for everyone, most patients will spend 30, 60 or 90 days at an addiction treatment facility. This time allows patients to detox, establish new coping skills and plan for life after treatment.
How long Humana will cover treatment depends on your specific insurance plan and the state you live in. You can check your substance misuse treatment coverage by:
- Using our benefits checker
- Signing into your MyHumana portal
- Calling the number on the back of your insurance card
Florida Rehab That Accepts Humana Insurance
Orlando Recovery Center is here for Humana policyholders who are looking for an addiction treatment center. Our physician-led facility takes Humana insurance and provides a full continuum of personalized, evidence-based care. Reach out to a Recovery Advocate at Orlando Recovery Center or contact your insurance company to check your benefits and start your recovery journey today.